What Does Talking Trojan Mean?
A talking Trojan is a type of Trojan virus introduced in 2007 that replays an audio message while it deletes the contents of a hard drive or otherwise attacks a system. This is a type of Trojan program, a virus that looks legitimate but attacks the user system when it is run.
Techopedia Explains Talking Trojan
The particular type of Trojan referred to as a talking Trojan plays a message telling the user that the system has been infected. The message replays while the Trojan attempts to destroy the system.